A couple of weeks ago, Rohan and I hit a financial snag and needed some emergency cash FAST! Breaking our savings is NEVER an option, so after a long thought, we decided to apply for a Payday loan. I know, I know...well we did but thought again, and cancelled it right away. Their interest rates are ridiculous! It was something like 608%! I'm pretty sure that isn't legal. Anyway, we cancelled it, thought
No harm, no foul right? WRONG! They charged our account a $30 fee just for filling out an application, then today, I get a call from an attorney claiming that a suit has been filed against my husband's name and SS# by the lender for non-payment of the loan that was deposited in our account. I got so scared! I didn't know what to do. Then I decided to do some research, so I called the loan company, and they said they did not file this suit. I called the attorney back and he claimed that I must have called the wrong company and that this could be a case of ID fraud- someone else took out a loan with my husband's info and now we have to pay it back. He told me to make sure that my husband will be at our home address because detectives from our county will be coming to arrest him in 24 hours. I hung up the phone and tried to find out more information and I visited this website
800Notes.com. Apparently, this is very common when you apply for payday loans. These scam artists somehow get a hold of your information and try to extort as much money as they can from you. They all have thick foreign accents that you can barely understand and tell you some pretty serious crimes you've apparently committed. Rohan had supposedly violated some federal banking laws and committed check fraud. That last thing I did was call this scam artist again and got his bar number. I looked him up on the Florida Bar Association website and of course NOTHING! I called him, yet again, and gave him quite a piece of my mind. People work so hard for their money and these scumbags do anything they can to come take it from you. It's disgusting! Applying for a payday is very dangerous. I don't doubt one bit that these payday loan companies sell your personal information to these people. Never AGAIN!
Here is the scumbags' info:
Lender: Lendnet 101- Funding Guarantee
Phone #: 888-507-1740
Attorney: Sean White- US Legal Services
State Investigation Department - Jacksonville, FL
Bar # : 45389
Phone #: 904-900-8341
2 comments:
Following you back. Thanks for stopping by. I've had a company do this to me before also. It wasn't a pay day loan. It was supposed to be a work at home job called SMC (Specialty Merchandise Company). It was supposed to be like Avon, but with home decor stuff. I needed to find a way to make money from home and so many people in my area already sold avon.
They told me to put $215 in my account. I did. They withdrew $216 and overdrafted my account. This was probably 2 years ago. I still haven't settled it- I get TONS of mail from them saying that they're suing me for the rest of the money I didn't spend AND I'm still out $215.
Everytime I called them they would say that they needed me to call my bank and have them fax the info. I did 3 TIMES. and NOTHING. and if I take them to small claims court, I'll just lose MORE money. This is CRAZY. People are going to have to be more skittish about companies, I can't believe how many try and rip people off. Checking BBB websites.
-Jessica
OMG! How awful!! Thanks for the follow. The worst part is we went with Money Mutual because it's highly endorsed my Montel williams, so we thought it'd be safer. Earth to us. ugh! LOL. Looking forward to your posts.
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